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Guarantee plan exclusions

Only entirely new buildings are covered by the Regulation respecting the guarantee plan for new residential buildings, effective January 1, 2015.

The guarantee plan does not apply to every type of building.

 

For example, it does not cover:

  • Transformation of buildings
  • Building renovations such as extensions, construction on an existing foundation or construction of a non‑adjacent garage to the property
  • Condominium buildings that have more than four superimposed private portions
  • A home you have built yourself, without the help of a general contractor

 

 

Special case: Self-built homes

Self-built homes are not generally covered by GCR.

Therefore, a self-builder who organizes and coordinates the construction of a new residential building, whether performing the work alone or hiring a specialized contractor to perform it, cannot be covered by the guarantee plan.

The situation changes if the self-builder hires a contractor to organize or coordinate the work fully or partially. In this case, the contractor will be considered to be acting as a general contractor. The contractor must hold a subclass 1.1.1 or 1.1.2 licence, be accredited under the guarantee plan and register the project with GCR (even if the invoice is issued under the name of the self-builder).

Useful info

The Régie du bâtiment du Québec (RBQ) offers several licence classes and subclasses, so you can confirm whether your contractor holds a valid licence.

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