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Guarantee plan exclusions

Only entirely new buildings are covered by the Regulation respecting the guarantee plan for new residential buildings, effective January 1, 2015.

The guarantee plan does not apply to every type of building.

 

For example, it does not cover:

  • Transformation of buildings
  • Building renovations such as extensions, construction on an existing foundation or construction of a non‑adjacent garage to the property
  • Condominium buildings that have more than four superimposed private portions
  • A home you have built yourself, without the help of a general contractor

 

 

Special case: a home you have built yourself

If a home is built in part by a general contractor (or their subcontractors), the guarantee may apply under certain conditions.

  • If your contractor has an RBQ licence in subclass 1.1.1 and DOES NOT HAVE the specialized subclasses for the work carried out, your house is covered only for the work done by the contractor.
  • If your contractor has an RBQ licence in subclass 1.1.1 and HAS the specialized subclasses for the work carried out, the contractor must carry out two or more major elements of construction for the work to be covered by the guarantee plan.

For example, if you want to build your own home and you’re using a general contractor for the foundation and frame, the guarantee applies only to the foundation and frame. The rest of the home is not covered.

Useful info

The Régie du bâtiment du Québec (RBQ) offers several licence classes and subclasses, so you can confirm whether your contractor holds a valid licence.

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